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Financial Calculators

Explore 60 free tools for mortgages, loans, debt, savings, investments, retirement, taxes, income and business decisions.

60 Financial calculators
100% Free to use
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Mortgage Calculator Estimate mortgage payments, interest and housing costs. Mortgage Payoff Calculator Estimate how extra payments can shorten your mortgage. House Affordability Calculator Estimate an affordable home price from income and debts. Down Payment Calculator Calculate a home down payment and estimated loan amount. FHA Loan Calculator Estimate an FHA mortgage payment and insurance costs. VA Mortgage Calculator Estimate VA loan payments and the funding fee. Refinance Calculator Compare your current mortgage with refinancing. Home Equity Loan Calculator Estimate payments for borrowing against home equity. HELOC Calculator Estimate payments for a home equity line of credit. Rent vs. Buy Calculator Compare the estimated long-term costs of renting and buying. Rental Property Calculator Estimate rental income, expenses, cash flow and return.
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Loans & Debt

Payments, borrowing costs, repayment and debt planning.

Loan Calculator Estimate payments, total interest and repayment cost. Personal Loan Calculator Estimate personal loan payments and total borrowing costs. Auto Loan Calculator Calculate estimated car payments and total interest. Auto Lease Calculator Estimate a vehicle lease payment and total lease cost. Boat Loan Calculator Estimate monthly boat financing payments. Business Loan Calculator Estimate business loan payments and borrowing costs. Student Loan Calculator Estimate student loan payments and repayment totals. Amortization Calculator View principal, interest and balance over time. Payment Calculator Calculate a payment, loan amount, term or interest rate. Annual Percentage Rate Calculator Estimate APR after including eligible loan fees. Credit Card Payoff Calculator Estimate payoff time and interest for credit card debt. Debt Consolidation Calculator Compare existing debts with a consolidation loan. Debt Payoff Calculator Build a repayment estimate for multiple debts. Debt-to-Income Ratio Calculator Calculate the percentage of income used for debt payments. Cash Back or Low Interest Calculator Compare a cash rebate with promotional financing.
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Savings & Investing

Interest, investment growth, returns and valuation tools.

Compound Interest Calculator Estimate growth with compounding and contributions. Simple Interest Calculator Calculate interest without compounding. Interest Calculator Calculate principal, rate, time or interest earned. Interest Rate Calculator Estimate the implied interest rate of a loan or investment. Investment Calculator Project investment growth with regular contributions. Average Return Calculator Calculate arithmetic and compound average returns. Return on Investment Calculator Measure investment profit and percentage return. IRR Calculator Estimate internal rate of return from cash flows. Savings Calculator Estimate savings growth with recurring deposits. CD Calculator Estimate certificate of deposit growth and interest. Bond Calculator Estimate bond price, yield and interest income. Mutual Fund Calculator Estimate mutual fund growth, fees and returns. Present Value Calculator Calculate todayā€™s value of a future amount. Future Value Calculator Estimate the future value of money or investments. Payback Period Calculator Estimate how long an investment takes to recover its cost.
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Retirement Planning

Retirement savings, pensions, annuities and distributions.

Retirement Calculator Estimate future retirement savings and income needs. 401(k) Calculator Project workplace retirement savings and employer matching. Roth IRA Calculator Estimate tax-free Roth IRA retirement growth. Traditional IRA Calculator Project tax-deferred IRA savings. Required Minimum Distribution Calculator Estimate required retirement account withdrawals. Social Security Calculator Estimate retirement benefits at different claiming ages. Pension Calculator Estimate pension income or compare payout choices. Annuity Calculator Estimate annuity accumulation and future value. Annuity Payout Calculator Estimate income withdrawals from an annuity balance.
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Taxes, Income & Cost Planning

Income, salary, taxes, inflation and education costs.

Income Tax Calculator Estimate taxable income and income tax. Sales Tax Calculator Calculate tax, pre-tax price or final purchase price. Salary Calculator Convert salary between hourly, monthly and annual amounts. Take-Home Pay Calculator Estimate net pay after taxes and deductions. Inflation Calculator Estimate changes in purchasing power over time. College Cost Calculator Estimate future education costs and savings requirements.
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Business & General Finance

Pricing, profit, commission and general finance calculations.

Finance Calculator Calculate common time-value-of-money variables. Margin Calculator Calculate profit margin, markup, revenue and cost. Discount Calculator Calculate sale price, savings and discount percentage. Commission Calculator Estimate sales commission and total earnings.
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How to use our financial calculators

  1. Select the calculator that matches your financial question.
  2. Enter your amounts, interest rate, term and other information.
  3. Calculate the results and review the detailed breakdown.
  4. Change the inputs to compare different financial scenarios.
Important: These calculators provide general estimates and educational information. Actual rates, taxes, payments, fees, benefits and investment returns may differ. Verify important financial decisions with a qualified professional or financial provider.

financial calculators overview

How to choose financial calculators

These financial calculators help you compare borrowing, saving, investing, retirement, income, and tax scenarios. Use the results as educational estimates, then confirm important decisions with official guidance from the Consumer Financial Protection Bureau and the Internal Revenue Service.