Unlock Your Dream Home Today

Take the guesswork out of home buying. Easily calculate mortgage payments, understand your budget, and explore loan options. Our user-friendly tool helps you plan your future with confidence, so you can focus on finding the perfect home.

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Rent or Buy Calculator

Wondering if you should rent or buy? Enter your numbers and let our calculator do the math magic to find out which option makes your wallet happier!

House Affordability

Curious how much house you can afford without living on instant noodles? Punch in your details and let our calculator give you the green light for your dream home!

Mortgage Calculator

Calculate your monthly mortgage payments with ease—because your dream home shouldn't come with a nightmare budget!

Mortgage Payoff Calculator

See how quickly you can own your home free and clear—use our Mortgage Payoff Calculator to turn that 'someday' into 'sooner than you think'!

About Us

Welcome to Home Calculation, where we make the journey to homeownership as smooth and enjoyable as possible! Whether you're daydreaming about your first home or hunting for the perfect investment property, we’ve got your back. Our all-in-one platform offers easy-to-use tools for mortgage calculations, budget planning, and property comparisons. Say goodbye to confusing jargon and hello to clear, straightforward advice. Let’s turn those “maybe someday” dreams into “right now” realities, without the hassle and stress. Ready to unlock your future home? Let’s get started!

Common Questions

What is a Mortgage?

It generally refers to a loan used to purchase property, where the property itself serves as collateral for the loan. The borrower agrees to pay back the loan over a set period, typically with fixed or variable interest rates. If the borrower defaults on the loan, the lender has the right to seize and sell the property to recover the outstanding debt. Mortgages can have varying terms and conditions based on national regulations and banking practices within different European countries.

What is a Down Payment?

A down payment is an upfront payment made by the buyer during the purchase of a home or other property. It represents a percentage of the total purchase price, with the remaining balance typically financed through a mortgage loan. The down payment reduces the amount of money that needs to be borrowed, which can result in lower monthly payments and interest costs. In Europe, the required down payment can vary by country and lender, often ranging from 5% to 20% of the property's purchase price.

What is a Extra Payment?

An extra payment, also known as an additional or accelerated payment, is a payment made by the borrower beyond the required monthly mortgage payment. These payments are applied directly to the loan principal, reducing the overall loan balance more quickly. Making extra payments can significantly decrease the total interest paid over the life of the loan and shorten the loan term. This strategy can help homeowners save money and pay off their mortgage faster.